Contact Us About Us Privacy Policy Office of Consumer Advocacy Copyright © 2026 Pennsylvania Higher Education Assistance Agency (NMLS# 1619466 Consumer Access). All Rights Reserved. …

Account Access Make payments, check balances, and manage your account online—quickly, easily, and securely—with Account Access.

American Education Services is a national leader in providing quality customer service to millions of student loan borrowers

The system default allocation of your payments used by AES, the servicer of your ELFI loan, is performed in a manner that targets loans that will be credit reported the soonest.

Congratulations on securing an Education Loan Finance (ELFI) loan! In order to provide first-rate repayment service, we have partnered with American Education Services (AES) as our servicer for …

MANAGE YOUR LOANS Be smart and stay smart when it comes to repaying your student loans.

Consumer Servicing Portal Account Number or SSN First Name

Deferment and Forbearance Options View the potential deferment or forbearance options that your loan may qualify for. Contact our office if you’d like to explore your options. Our experienced loan …

Standing Payment Instructions for underpayments is not recommended because of the way AES allocates underpayments. As described above, payment allocation for underpayments is performed …

Loan Forgiveness and Discharge See if you qualify to have your loan debt reduced or eliminated, depending on your professional or personal situation.